Last updated: February 02, 2023
Thank you for taking our services.
If, for any reason, You are not completely satisfied with a purchase We invite You to review our policy on refunds and returns.
The following terms are applicable for any services that You purchased with Us.
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
For the purposes of this Return and Refund Policy:
Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to FUTURE TODAY FINTECH PRIVATE LIMITED, 8, Jain Merchant Society, Paldi.
Orders mean a request by You to purchase Services from Us.
Service refers to the Website.
Website refers to Less EMI, accessible from https://lessemi.com/
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
You are entitled to cancel Your Order within 3 days without giving any reason for doing so.
The deadline for cancelling an Order is 3 days from the date on which You your get access to our services.
In order to exercise Your right of cancellation, You must inform Us of your decision by means of a clear statement. You can inform us of your decision by:
We will reimburse You no later than 14 days from the day on which We receive the return request. We will use the same means of payment as You used for the Order, and You will not incur any fees for such reimbursement.
In order for the services to be eligible for a return, please make sure that:
The following services cannot be returned:
We reserve the right to refuse returns of any merchandise that does not meet the above return conditions in our sole discretion.
Only regular priced services may be refunded. Unfortunately, services on sale cannot be refunded. This exclusion may not apply to You if it is not permitted by applicable law.
You are responsible for the cost and risk of returning the Services to Us. You should inform us at the below given mail:
If the Services were marked as a gift when purchased and then sent directly to you, You'll receive a gift credit for the value of your return. Once gift certificate will be mailed to You.
If the Services weren't marked as a gift when purchased, or the gift giver had the Order shipped to themselves to give it to You later, We will send the refund to the gift giver.
If you have any questions about our Returns and Refunds Policy, please contact us: